Fair Combo

Combo Bond Combo Bond
Combo Bond
Product

Need financing for your fair trade projects?

The Fair Combo is for you.

I’m curious Simulations

The Fair Combo in detail

The Fair Combo (Fair Combined Bond) is a bond with a positive social double effect. The capital finances Fair Combo projects according to the sustainable development objectives of the United Nations. The variable interest rate is linked to a social index. It is designed to encourage investors to behave responsibly.

An example ?

A shoe company wants to raise € 1 million to finance a new production line that is fair and respectful of human rights. The company borrows the amount from the citizens of the country of distribution. The company borrows the amount from the citizens of the territory concerned. The starting interest rate is set very low. The interest rate increases annually by 0.5% if the share of fair trade increases in the consumption mix of the territory. The index is based on official, independent and verified data.

I’m interested

  • Behavioural incentive
    Citizens who have invested can themselves participate in the behaviour that raises the interest rate. The fairer they buy, the more likely they are to increase interest.
  • Positive budget effect
    The footwear company can finance the interest rate by the additional revenue from the expected new purchases.
  • Civic engagement
    The Fair Combo enables a large number of citizens to take action. They can generally participate in the financing starting from 100€.
  • Ease of implementation
    We help you set the parameters of the Fair Combo (rate, ratchets, duration, tracking, etc). We provide the index. Our fin tech engine takes care of all the implementation: creation, identification of investor profiles, distribution, interest calculations, amortization tables and follow-up.
  • Security
    We have entered into partnerships covering the Fair Combo's regulated activities with FSMA-approved players. The collection is carried out for the issuer who receives its cash in one go.